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Questions to ask insurance companies
The following are some questions to ask your insurance provider to determine your out-of-network benefits for mental health services.
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Do I have out-of-network (OON) benefits? If so, what are they?
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What is my deductible? How much, if any, have I met thus far?
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Is teletherapy covered? If so, is there a visit limit or restrictions?
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What is the standard reimbursement for the following CPT codes:
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90791 - Psychodiagnostic Evaluation/Intake
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90834 - Individual Psychotherapy (45 minutes)
Additional CPT codes that might be used:
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90832 - Individual Psychotherapy (30 minutes)
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90837 - Individual Psychotherapy (60 minutes)
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90853 - Group Therapy
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